Does consolidating debt affect credit score
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However, the long-term gains you’ll see in interest savings and your credit score make this move worthwhile for most people.Although consolidating your credit card debt is advantageous in a lot of ways, there are a few questions to ask yourself before moving forward: The bottom line: Among its other benefits, consolidating your credit card debt has the potential to help your credit score.Rolling multiple credit card debts into a single consolidation loan has a lot of important benefits.
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As of July 2014, the average credit card interest rate is hovering around 15%.Maxed-out and over-the-limit card balances are the worst of all.
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